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If you're thinking of making the move abroad here are some points for you should consider. Take a Holiday Start off by holidaying in the area you're considering.
Are there enough facilities for what you require?
Or do the pubs and clubs out-number the shops? The best source of knowledge is those who have done it before. There's no shortage of ex-pats with good, bad and ugly moving stories to learn from. For example, many Mediterranean coastal towns have ex-pat clubs and societies to scour for information. Beside the Sea People who buy a property abroad are often seeking the sea and sun and, as a result, the coastline tends to be the most popular place. Apply the same rules as if purchasing in Blighty. Do your homework, then more homework, and remember the mantra - location, location, location! Estate Agents Another source of advice is the estate agents.
Use established estate agents and beware of anyone who gives you the hard sell. Make sure you have a good lawyer with an excellent command of English and the native tongue to deal with the endless stream of rules and regulations. For instance did you know that if you're buying in Spain you'll need to make out a will in Spanish before buying, or that you can inherit debts from a previous vendor?
Financing Your Move Start a direct debit from a native bank account to pay for those bills.
Be careful not to miss payments and read those red letters. Foreign banks are not lenient with those who don't pay up in time. If you're considering renting out the property when it's empty, bear in mind that advertising here for what is abroad, could result in tax demands from both the English and foreign authorities.
Properties Europe Checklist
Choose the location of the property carefully - try a holiday first before committing to buy a house.
Get a solicitor - fluent in both English and the native tongue.
Don't act on a whim - there are plenty of properties for sale throughout Europe, take your time and choose the home thats right for you.
Speak to other foriegners who have bought homes in the area.
Be well prepared with your finances, and shop around for the best exchange rate. When buying a home abroad you should get a rate much better than the tourist rate. Taxes can be high when buying.
As well as the usual enquiries to financial advisors, banks and building societies, look for companies online who may specialise in financing the purchase of your home abroad.
Are there enough facilities for what you require?
Or do the pubs and clubs out-number the shops? The best source of knowledge is those who have done it before. There's no shortage of ex-pats with good, bad and ugly moving stories to learn from. For example, many Mediterranean coastal towns have ex-pat clubs and societies to scour for information. Beside the Sea People who buy a property abroad are often seeking the sea and sun and, as a result, the coastline tends to be the most popular place. Apply the same rules as if purchasing in Blighty. Do your homework, then more homework, and remember the mantra - location, location, location! Estate Agents Another source of advice is the estate agents.
Use established estate agents and beware of anyone who gives you the hard sell. Make sure you have a good lawyer with an excellent command of English and the native tongue to deal with the endless stream of rules and regulations. For instance did you know that if you're buying in Spain you'll need to make out a will in Spanish before buying, or that you can inherit debts from a previous vendor?
Financing Your Move Start a direct debit from a native bank account to pay for those bills.
Be careful not to miss payments and read those red letters. Foreign banks are not lenient with those who don't pay up in time. If you're considering renting out the property when it's empty, bear in mind that advertising here for what is abroad, could result in tax demands from both the English and foreign authorities.
Properties Europe Checklist